Benefits and Beyond in Honey Ridge | UMH Properties

Living the Manufactured Home Lifestyle: Benefits and Beyond in Honey Ridge

Imagine a lifestyle where affordability meets modern design, and community living blends seamlessly with convenience. Welcome to Honey Ridge—a vibrant new residential development in Honey Brook, Pennsylvania, arriving this Spring 2025. Here, high-quality manufactured homes offer a unique opportunity to embrace a lifestyle that’s both stylish and budget-friendly. Let’s explore the benefits of manufactured homes and see how Honey Ridge is designed to enhance your life with both comfort and community.

The Manufactured Home Advantage

Affordability Without Compromise

One of the most significant advantages of manufactured homes is their affordability. At Honey Ridge, beautifully designed 2- and 3-bedroom floor plans start at just $120,000—making homeownership within reach for everyone. This accessible price point doesn’t mean you have to sacrifice quality; each home is crafted with modern living in mind, ensuring you enjoy the comforts and conveniences of a well-designed space.

Energy Efficiency for a Greener Future

Sustainability and cost savings go hand-in-hand with energy-efficient design. Manufactured homes at Honey Ridge are built with contemporary materials and systems that reduce energy consumption, meaning lower utility bills and a smaller environmental footprint. Imagine living in a home where you can enjoy the benefits of indoor/outdoor living and master suite luxuries, all while knowing that your lifestyle contributes to a more sustainable future.

Design Flexibility and Modern Living

With open floor plans and versatile spaces, manufactured homes offer unmatched design flexibility. Whether you choose a 2-bedroom or a 3-bedroom model, every layout is thoughtfully designed to maximize space and functionality. From master suites that serve as serene retreats to expansive living areas perfect for entertaining, these homes are tailored to fit the modern homeowner’s needs. At Honey Ridge, luxury features meet practical living—ensuring that your home is not just a place to live, but a sanctuary that reflects your lifestyle.

Community and Lifestyle at Honey Ridge

Honey Ridge isn’t just about the homes—it’s about the complete living experience. This community is meticulously planned to offer a host of amenities and attractions that complement the manufactured home lifestyle:

  • Outdoor Amenities: Enjoy scenic walking trails, a playground, and a half-court soccer field for those looking to stay active. The serenity gardens provide a peaceful retreat where you can relax and connect with nature.
  • On-Site Management: With professional management right at your doorstep, residents benefit from a hassle-free living experience, ensuring that the community remains a well-maintained and welcoming environment.
  • Nearby Attractions: Honey Ridge is conveniently located near local shopping and dining options. Whether you’re looking for a casual meal or a day of exploring local boutiques, you’re never far from the action.
  • Proximity to Major Cities: Located just 50 miles west of Philadelphia (about a 1 hour and 15 minute drive), Honey Ridge offers the perfect balance of small-town charm and easy access to big-city amenities.

Embrace a Lifestyle That Fits You

Living in a manufactured home at Honey Ridge means enjoying a lifestyle that’s both contemporary and connected. The community’s blend of affordability, energy efficiency, and design flexibility makes it an ideal choice for anyone looking to upgrade their living situation without breaking the bank.

A Home with Heart and Community

At Honey Ridge, you’re not just purchasing a house—you’re joining a community. With its thoughtfully designed amenities, beautiful open floor plans, and a strategic location that offers both serenity and convenience, Honey Ridge is set to become one of the most sought-after residential developments in Honey Brook, Pennsylvania. Mark your calendars for Spring 2025 and be one of the first to experience a community where every detail is designed with your lifestyle in mind.

Ready to take the next step?

Explore the available homes at Honey Ridge and discover how the manufactured home lifestyle can offer you more than just a place to live—it can provide a place to thrive. For more information or to schedule a tour, contact our on-site management team today or visit us at https://umh.com/landing/honey-ridge/. Your modern, budget-friendly dream home awaits at Honey Ridge!

Four Energy-Saving Ideas for Your Manufactured Home

Most homeowners agree that any enhancement they can make to their property that will save them money in the long run is a good one! At the same time, most of us are looking for ways we can lessen our impact on the environment. Fortunately, there are lots of things you can do to your manufactured home that merge both of these interests. From easy changes to bigger projects, there are almost limitless ways to save yourself some money while helping the environment, too. Here are just four ideas to get you started:

1. Paint your roof. A light-colored roof reflects heat and light, lowering the inside temperature of your home. That means you can give your air conditioner a bit of a break, which translates to lower bills, all while helping to reduce smog in your area.

2. Replace outdated light bulbs. Experts say that ten percent or more of your energy bill is directly linked to lighting. With energy-efficient bulbs in place, you’ll use a fraction of that.

3. Seal your windows and doors. Your heater and air conditioner have to work extra hard to keep the temperature in your manufactured home comfortable, especially if there are leaks around windows and doors. Stop the leaks by caulking or placing weatherstrips along windows and doors, and you’ll see your energy consumption go down in no time.

4. Add insulation. Both the under-floor and roof cavities can lead to significant heat loss, which means your heater will have to work longer and harder to maintain a warm temperature. Hiring a professional to add insulation to these empty spaces can make a real difference.

The best home improvement projects are those that save you money and help the environment. There are almost limitless ways to do this at your manufactured home, from quick fixes like replacing your light bulbs, to larger projects like adding insulation. No matter your budget or level of handiness, there are plenty of options for you to try!

Experience the Advantages: Living in a Carlisle Manufactured Home

Discover the Top Benefits of Living in a Manufactured Home

We’ve discovered the hidden gem of affordable homeownership with Carlisle-manufactured homes by UMH Properties, Inc. These homes offer a unique living experience that combines quality, comfort, and community. We can create a personalized and secure living environment with high quality features, superior construction standards, and customization options. The sustainable living practices make it a wise investment for our future. Let’s explore the many benefits that await us in a Carlisle manufactured home community.

Manufactured Home Financing Options

Financing a manufactured home opens doors to affordable homeownership, and we’ll explore the various lending options available to qualified buyers.

As a real estate investment trust specializing in the ownership and operation of manufactured home communities, UMH Properties, Inc. understands the importance of accessible financing. We work with trusted lenders who offer specialized manufactured home loans tailored to your needs.

From conventional mortgages to government-backed programs like FHA and VA loans, you’ll find various financing options to make your dream of owning a Carlisle manufactured home a reality.

Let’s unlock the door to your new home together.

Manufactured Home Security Feature

Carlisle manufactured homes from UMH Properties, Inc. prioritize your well-being with advanced security features. As a leading real estate investment trust specializing in the ownership and operation of manufactured home communities, UMH Properties, Inc. ensures Carlisle homes are built to the highest standards.

Our homes provide a haven for you and your loved ones, from fire-resistant materials and smoke detectors to secure windows and doors. We also offer additional upgrades like storm shutters and security systems for peace of mind.

When you choose a Carlisle manufactured home in a UMH community, you can rest assured that you are our top priority. Experience the ultimate in secure, worry-free living with us.

Manufactured Home Construction Standards

With rigorous construction standards, we’re proud to offer Carlisle-manufactured homes with unparalleled quality and durability. Our homes adhere to strict federal construction and safety regulations, ensuring superior structural integrity, energy efficiency, and longevity.

Today’s manufactured homes are constructed with advanced materials and techniques in controlled factory environments, resulting in consistent quality that surpasses site-built homes.

When you choose a Carlisle manufactured home in a UMH Properties, Inc. community, you can trust that your home has been built to withstand the test of time while providing exceptional comfort and value.

Community Amenities

UMH Properties, Inc. communities offer an array of superb amenities that enhance the lifestyle of Carlisle manufactured homeowners. We take pride in providing top-notch facilities. Our communities feature well-maintained clubhouses, perfect for socializing with neighbors and hosting events. Fitness enthusiasts will appreciate our state-of-the-art fitness centers, basketball courts, and playgrounds. We also offer lush parks and spacious outdoor areas where neighbors can gather.

At UMH Properties, Inc., these community amenities are essential to creating a vibrant and fulfilling living experience for Carlisle manufactured homeowners.

Low-maintenance Living

Manufactured homes in our communities offer the perfect solution for those seeking a low-maintenance lifestyle. As a real estate investment trust (REIT) specializing in the ownership and operation of manufactured home communities, UMH Properties, Inc. ensures that residents can enjoy the benefits of homeownership without the hassles of home maintenance. Our team handles lawn care, garbage removal and snow removal and offers 24 hour maintenance services, allowing you to spend more time doing the things you love.

The durable construction and quality materials used in Carlisle manufactured homes further contribute to a worry-free living experience, with minimal repairs and upkeep required. When you choose a Carlisle home in a UMH Properties, Inc. community, you’re investing in a lifestyle that prioritizes comfort, convenience, and low-maintenance living.

Affordable Housing Option

In addition to the convenience of low-maintenance living, Carlisle manufactured homes within our communities provide an affordable housing solution for those looking to own their own home at an inexpensive price.

We’ve made the dream of home ownership achievable through our high-quality manufactured homes that cost significantly less than site-built houses.

Carlisle homes in UMH Properties’ communities deliver incredible value. They combine the benefits of a newly constructed residence with affordable pricing that fits your budget.

You’ll enjoy the pride and stability of home ownership while keeping your housing costs manageable.

Our communities make the manufactured home lifestyle even more affordable through competitive site rental rates.

Discover how a Carlisle manufactured home can open the door to affordable home ownership in a welcoming UMH Properties neighborhood.

Energy Efficiency

Our Carlisle manufactured homes feature cutting-edge energy efficiency, helping you save on utility costs while minimizing environmental impact.

Our property management team is dedicated to sustainability, so we outfit each manufactured home with energy-efficient appliances, windows, and cooling systems. These green features translate into significant savings on your monthly bills. Plus, living in an eco-friendly home will make you feel good knowing you’re reducing your carbon footprint.

When choosing a Carlisle manufactured home by UMH Properties, you’re not just getting an affordable place to live – you’re investing in a sustainable lifestyle with long-term benefits for your wallet and the environment.

Customization Options

When you choose a manufactured home from UMH Properties, you can make it uniquely yours with various customization options. We understand the importance of creating a space that truly feels like home.

From selecting your ideal floor plan to personalizing finishes and fixtures, our team will help you bring your vision to life. Whether you prefer a classic or contemporary style, we offer many options to suit your taste and budget.

With UMH Properties, Inc., you can enjoy the benefits of customization without compromising on quality, ensuring that your manufactured home perfectly reflects you.

Frequently Asked Questions

Are Pets Allowed in Carlisle Manufactured Home Communities?

We allow pets in our Carlisle manufactured home communities, subject to certain restrictions. Most communities have specific guidelines regarding pet types, sizes, and quantities. Please get in touch with the community office for detailed pet policies and requirements.

What Is the Typical Monthly Lot Rent in a Carlisle Community?

We offer competitive monthly lot rents in our Carlisle communities. The exact amount varies based on the specific community and lot location. We’re happy to provide more details upon request.

Is There an Age Restriction for Residents in Carlisle Communities?

We have both all-age and 55 and older communities located in Carlisle. You are welcome to enjoy our benefits and amenities.

How Long Does It Take to Move Into a Carlisle Manufactured Home?

Once you’ve chosen your home, we can move you in within a few weeks. The timeline depends on factors like financing and site preparation, but we’ll work efficiently to welcome you home.

Conclusion

Living in a Carlisle manufactured home by UMH Properties, Inc. offers an affordable, customizable, and secure homeownership experience. The advanced features, superior construction, and sustainable living practices provide a comfortable and rewarding lifestyle. 

UMH Properties, Inc. delivers quality, community, and a place we can proudly call our own. Contact us at 1-800-504-0670 or send an email to wecanhelp@umh.com to schedule a tour of our homes today.

Manufactured Homes Are Changing the Way You Think About Affordable Housing

When you think about celebrity homes, what comes to mind? Probably a $10 million mansion with several pools, a movie theater, a sport court, and a huge kitchen, all set on many acres of property. The sheer size of most of these homes certainly catches the eye, but it’s not like anyone could actually afford to buy something like that.
 
However, when the rich and famous decide that they’d like to buy a manufactured home, people sit up and take notice.
 
For instance, iconic fashion designer Betsey Johnson recently made headlines when she decided to downsize from her 2,900 sq. ft. East Hampton pad and move into a Malibu manufactured home community. She’s not the only one—other residents in the community include Matthew McConaughey and Pamela Anderson. It boasts ocean views and secluded lots, and some homes are even decorated by big-name designers.
 
Stylish Manufactured Homes Communities Draw Residents
 
Here are just a few reasons why a growing number of people want to escape their bigger digs and move into a smaller, compact space that’s just as fabulous.
 
  • Prime Locations. Many manufactured home communities are near desirable areas, such as state and national parks, breathtaking mountain ranges, beautiful beaches, and popular cities that are best known for pricey housing. A manufactured home with in a sought-after location can put you close to your favorite places and can also be conveniently near where you work.   
  • An Affordable Housing Choice. Families, single parents, couples, or those who are enjoying retirement may be looking for a housing option that is much more affordable than what many cities are offering. With housing prices appreciating over the last three years at an average of 17% in many cities (and as high as 50% in places like San Francisco), manufactured homes are one of the few housing bargains available. 
  • Manufactured Home Features. These homes often include three bedrooms and may be as much as 1,500 sq. ft. large. With plenty of kitchen space, plus a master bedroom and master bath, they have just as many features as site-built homes. Some have hardwood floors, tile, cathedral ceilings, picture windows, laundry/mud rooms, and additional options. 
If you’re considering a change in your housing or your location, UMH invites you to tour a model home at a nearby manufactured home community to see the amenities included. UMH Properties owns 98 manufactured home communities throughout seven states in the United States. Call or contact us to learn more.

UMH Presents: Ten Easy Ways to Transform your House into a Home.

Follow these ten simple steps that will be sure to add personality to your property.

In Living Color

The quickest way to shift the energy of a room is to paint the walls. Brighter colors promote vibrance while calmer colors give off a soothing effect.

When in doubt, Throw it out

Don't let your possessions possess you. If you haven't used an item in six months to a year, it's time to part with it.

Get the Pictures

Showcase all the members of your household (even those that have since moved off to college) with personalized picture frames that display the individuality of each loved one.

Light a Candle.

Scented candles can set the mood for any occasion. Remember to always extinguish the flame before leaving the room. 

Make your scene green.

Plants provide healthy oxygen and are proven to raise the moods of those that keep them. You can find maintainable flora at your local home-improvement store.

Keep it warm and friendly.

Studies show that a warmer environment makes people more pleasant. Raising your thermostat will also save you additional money which is another reason to be happy.

Home cooked meals make common scents.

The aroma of a home cooked meal when you walk through the door is comforting and appetizing. Gather the entire family around the table for some good ole fashioned eats a few times a week.

Get into the holiday spirit.

Decorating your home during the holidays is a fantastic way to show off your household's festive side. It will bring your family closer together and make the season's more memorable.

Get-Togethers

Invite family and friends over for a night of fun, food, and games. Having company over can lift the spirits in your home and create a more vibrant atmosphere.

There goes the neighborhood.

Go outside and meet your neighbors. Scheduling play-dates with your children is a perfect way for you to engage with the people you share your community with.

Follow these tips to transform your ordinary house into a welcoming home.

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Manufactured Homes: The Affordable Housing Solution

?Manufactured homes are the perfect solution to America’s affordable housing crisis. Here’s why.

For years, America has been in an affordable housing crisis. With home prices rising, more Americans are either moving in with family members or trapped in an expensive renting cycle. Those who can afford to own their own home often settle for smaller, more expensive homes that are sometimes farther away from work.

In 2016, the U.S. Census Bureau reported that the rate of U.S. home ownership declined by 62.9% – which is the sharpest reported decline since the figure first started tracking in 1965. And renters don’t fare any better. According to a report from Harvard’s Joint Center for Housing Studies in 2013, nearly half of all renters can’t afford their rent.

The nuts and bolts of the affordable housing issue are complex, though many economists will say it comes down to high demand for homes with low supply. Construction rates cannot keep up with the need, and there are not enough laws that provide pricing protection for low- and middle-income Americans.

This is where manufactured homes come in as the most viable solution. Manufactured homes are constructed more efficiently, more affordably, and far more quickly than their stick-built counterparts. This alone should make manufactured housing an easy answer to the short supply of livable homes in America.

And yet, despite that fact that these affordable housing solutions are structurally safe, attractive and produced with all of the same materials as stick-built homes, manufactured housing still faces an unjustified stigma in America. The truth is, common myths about manufactured housing just don’t hold up against the elegance and integrity of their modern designs.

So, how exactly are these homes the answer to such a pervasive and long-held problem in America? Let’s explore.

Manufactured homes are constructed quickly.

Prefabricated homes differ from site-built homes due to the way they are constructed. Manufactured homes are constructed in off-site, climate-controlled factories, through processes that have been refined and streamlined.

Not only does this allow for construction to continue independently of unexpected weather events, it also requires less labor, less time, and less energy use.

All said and done, a prefabricated home can be built and ready to ship in just weeks, with simpler designs taking only days. By comparison, homes constructed on-site can take anywhere from three to nine months, and that’s without significant interruptions. Manufactured housing’s quick and efficient build process goes a long way in ensuring the supply is there to meet the demand for affordable homes.

Manufactured homes are constructed with less upfront cost.

It’s well understood that on-site construction activities can be costly, wasteful, and inefficient. Building homes in factories circumvents these problems by reducing wasted materials and making efficient use of machinery to use the minimal amount of energy and manpower.

Manufactured home factories purchase materials in bulk. The materials can then be stored indoors, protected from the elements until they are used. And since they order the exact sized materials every time, there’s almost never any waste. In the event that there are any excess materials, those too can be saved and repurposed for custom home builds.

Labor costs are also lower compared to site-built homes, due to the fact that manufactured homes take much less time to create.

All of these factors mean lower upfront building costs, which ultimately translate to large savings for the homebuyer. According to the Manufactured Housing Institute’s 2018 Industry Overview, manufactured homes cost $58/square foot less than the average site built home.

Manufactured homes are affordable and quickly available.

Due to the cost-saving and efficient building process, manufactured homes can be constructed with all of the same quality materials as site-built homes, and still be sold at a fraction of the cost.

According to the United States Census Bureau, manufactured homes account for 70% of new homes in the United States that cost less than $150,000. Clayton

This means that the large majority of homes in America that are affordable to low- and middle-income Americans are manufactured homes. Yet, while the volume of manufactured homes produced has increased year over year for the last decade, they still only house less than 10% of the United States population.

Fortunately, this can change quickly. Because of the ability for quick construction, custom-built manufactured homes can be available to the consumer in as little as six weeks. As long as there is available land, there can be available homes.

Let’s not forget also that the affordability of a home extends beyond its sticker price. Whether you are renting or buying, there are other factors that contribute to the overall cost of living. The hidden savings of manufactured homes lie in their efficiency. Many modern manufactured homes come Energy Star certified. This means they come with highly effective insulation, tightly constructed ducts and advanced window coatings to lower heating and cooling costs. The homes also come with Energy Star certified kitchen and bathroom appliances to lower electricity usage.

All in all, there is a tremendous solution to the affordable housing crisis in manufactured housing as more people embrace the safety, beauty and livability of these affordable homes.

Community living makes manufactured homes even more affordable.

Manufactured homes still need a place to live, and the cost of land in many metropolitan areas can be quite high. Land-lease communities exist as a solution to this problem. Within communities like UMH’s manufactured home communities, people can own their home as an asset while renting the land it lives on.

This makes homeownership even more accessible. Individuals purchasing homes in land-lease communities don’t have to pay for land, and they don’t have to pay to place the home. UMH’s team lends their expertise and can place the home more quickly and more efficiently.

And for those who do not have a down payment or who have no interest in purchasing a home, many UMH manufactured home communities offer affordable rental units.

To find out more about UMH’s manufactured home communities, or to find a community near you, check out our community finder tool and start planning your journey to homeownership, today.

How to Create More Space for Your Place

 

Many homeowners face the challenge of decorating their abode to appear more spacious than it actually is. Luckily, there are multiple techniques to assist homeowners in achieving the interior design they prefer. Consider the following ideas:

 •From hoarder to order. The best way to create more space is by getting rid of unnecessary items that are no longer in use. Make neat piles of the belongings that you want to keep; donate or dispose of anything that has not been utilized for a year and is unlikely to be used again. Throwing away useless stuff will de-clutter an area, freeing up space, and making it possible to re-decorate.

 •Hide then Seek. When attempting to free up a tighter space, craftiness is mandatory. Finding places to store your rarely-used items is crucial. Neatly place them behind closed doors, under a bed, or even deep in the closet in an appropriate storage container. Organization is key and being able to find these items right away when you need them is the motive.

 •In Living Color. Color selection can go a long way toward giving a home a spacious look. Lighter colors tend to give a space an open and airy feeling. Keep a consistent trend throughout the space by matching curtains and upholstery to the ongoing theme of the home.

 •Light it Up. Lighting is essential for the ambience of any setting, and certainly contributes toward making a home feel more spacious. There are countless creative options that will be sure to brighten up any abode. Light fixtures with dimming options will generate an illusion of roominess.

 •Mirror Mirror on the Wall. Hanging a mirror on a long wall will create an illusion of added volume, thus making any space appear larger. Choosing mirrors that do not clash with a home's décor is pivotal. Following the concept of a car's side mirror, utilizing transparent materials will make objects look further away.

 •Go BIG or go Home. When selecting furniture for your home, choose large but proportioned couches, love seats, and wall units. Small pieces may appear to be scattered and promote  the unintended effect of making the home look small and empty. When using furniture covers, avoid loudprints and stick to solid colors or muted prints.

 

Follow these steps and enjoy your newfound space. For more information on manufactured homes please visit www.umh.com or call us at 1-800-504-0670.

Storm and Disaster Safety: Traditional vs. Manufactured Homes

An old stereotype holds that manufactured homes are more vulnerable to storm and disaster damage than traditionally built homes. It’s possible that this idea comes from Hollywood or local news footage of tornadoes ripping through trailer parks, leaving piles of rubble in their wake.

It's time this myth was debunked. First off, a manufactured home is not a trailer – it's a complete structure erected with the best building materials on the market. Plus, due to recent advances in construction and materials, manufactured homes are as sturdy and disaster-resistant as traditional homes.

Beyond this, more stringent standards set in the 1990s by the U.S. Department of Housing and Urban Development (HUD) require every manufactured home to be built with the capability to withstand wind speeds common in its region. Thanks to these standards, manufactured houses are no more dangerous than traditional houses in the case of tornadoes, hurricanes, fires, or other natural disasters.

A manufactured home owner has only to take the same basic precautions against storms and disasters as anyone else. For example, in cold weather, wrap your pipes in heat tape or allow hot water to drip from faucets to keep pipes from bursting, and remove excess snow and ice from your roof and overhangs.

If you are in the market for a manufactured home, make sure you buy one that has a permanent foundation and that strictly follows HUD regulations. For those in tornado-prone areas, you'll want a home that has a basement. Otherwise, as long as your home meets all the government-mandated standards, it will be as safe for you and your family in times of disaster as a traditional home would be.

Profiles of Manufactured Home Owners

The profile of the average manufactured homeowner has certainly shifted. Chances are, prospected home buyers will have more in common with residents inhabiting manufactured homes than not. Below we have gathered a list of people that fit the description of your new neighbors. Without further adieu, let's introduce them.

The Downsizers
The Downsizers have been married for over 40 years and put their three children through college. They are both retired and ready to spend their golden years in a quiet community. The upkeep of their current home has been a hassle and it's outgrown them. They have grown tired of the constant repairs and they're not as young as they used to be. Both of them no longer want to live in a home with stairs. She insists that they look into a household that's affordable and easy to maintain. They both enjoy staying active by taking peaceful walks through nature trails as well as participating in community events.

The Firstheimers
The Firstheimers are recently engaged and ready to embark on their lives together. They've been renting out an apartment for the past two years of their relationship and they're prepared to finally have a home to call their own. They are expecting their first child in three months and are looking for a place that's not too small, not too big, with a price that's just right. Community is extremely important to their family; so her and her husband decided to take a look at a UMH Village. The Firstheimer's are currently residing in a safe and secure community. Their neighbors even threw them a surprise baby shower at the community clubhouse.

The Highrisers
The Highrisers are former city-slickers that desperately need a change of pace. The hustle and bustle of the rat race no longer excites them. They're yearning for more of a relaxed and easy going lifestyle. Peace and quiet is of the utmost importance in their lives. A few of their family friends just recently moved into a UMH community and expressed to her how peaceful and quaint it is. He loves the affordability and she appreciates the ambience. They are now able to take a deep breath and truly enjoy their new lives.

The Downsizer, Firstheimer, and Highriser Families all have something in common – a need for change. These could be your neighbors so start a new beginning and create lasting memories at one of UMH's 68 communities today.

Tips For Insuring Your Manufactured Home

Americans purchase thousands of manufactured homes each year. These homes are assembled in a factory and then placed on the homeowner’s leased or owned property. Purchasing a “manufactured” home is far more affordable than a traditional site-built house, making homeownership more realistic for many middle and lower-income families. If you are in the market for a manufactured home, you may be wondering about the insurance plans available.
 
Thankfully, manufactured home insurance is basically the same as conventional home insurance. However, manufactured homes may be more at risk for certain factors, which you will need to protect against. These include:
 
– Fire
– Insulation
– Wind
– Collision
 
It may also be beneficial to choose an insurance provider that specializes in manufactured homes. It’s important to get the right coverage, and these insurers will inform you of any special needs or insurance plans that your home may require. Your geographic location, for example, may greatly determine the insurance policy you need. Tornado-prone areas and locations with higher incidents of wildfires, many severe storms, or higher crime rates typically also have higher insurance rates.
 
Your insurance policy will also depend on the personal possessions that you are planning to protect. Think about preparing for a total loss – how much would you expect to receive in value? It is important to note, however, the problem with over-insuring your home as well. If you choose a plan with a replacement value that is greater than your home is worth, some companies will give you the amount listed on your policy. However, others will only give you the amount it will cost to replace your home and possessions.
 
If you are interested in purchasing a manufactured home, speak with the insurance companies in your area or give us a call at UMH Properties, Inc. for more assistance.